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We are available during the following business hours to help. Monday-Thursday 9:00 AM- 5:00 PM (EST) Friday 9:00 AM-3:30 PM (EST)

Our office will be closed Friday, July 3rd in observance of Independence Day.

City of Detroit Retirees

Home City of Detroit Retirees

Welcome City of Detroit Retirees! DENCAP’s City Retirees Dental Plan offers low co-pays and a higher annual maximum which covers more dental costs. We care about your health, that's why DENCAP’s provider network is the largest of any Michigan DHMO.

Dencap Dental Insurance
  • Preventive

    100% †

  • Basic

    85% †

  • Major

    80-85% †

  • Orthodontics off UCR (up to age 19)


  • Orthodontics off UCR (over age 19)


  • Primary Care Maximum


  • Specialty Care Maximum


  • Total Annual Maximum


  • Complete List of Covered Benefits and Fixed Copays

  • Provider Directory

† PERCENTAGES are APPROXIMATE, see co-payments as listed on the Schedule of Benefits and Fixed Co-Pays.

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