City of Detroit Retirees

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Welcome City of Detroit Retirees

DENCAP Dental Plans is once again available as a dental carrier for City of Detroit Retirees! DENCAP’s City Retirees Dental Plan offers lower co-pays and a higher annual maximum which covers more dental costs. DENCAP’s provider network is the largest of any Michigan DHMO.

Dental Plan Highlights
Orthodontics off UCR (up to age 19)$1,800.00
Orthodontics off UCR (over age 19)$1,200.00
Primary Care Maximum$2,500.00
Specialty Care Maximum$800.00
Total Annual Maximum$3,300.00
Complete List of Covered Benefits
and Fixed Copays
Provider DirectoryView

† PERCENTAGES are APPROXIMATE, see co-payments as listed on the Schedule of Benefits and Fixed Co-Pays.

Quick Information

Open Enrollment Period: 10/15/2018-11/9/2018
Enroll Online via:
 Enrollments can also be submitted directly to BeneSys via paper application included in the enrollment booklet if a computer is not available.
  BeneSys, Inc
  P.O. Box 4955
  Troy, MI 48099-4955
Enrollment Questions? Call BeneSys at (844) 563-8911
Plan Benefit Questions? DENCAP Dental Plans Inc. – (313) 972-1400 –


Additional Resources:

Getting the most out of
your dental insurance

Frequently Asked Questions

Retiree Plan Benefits

Common Dental Terms

Open Enrollment Handbook