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City of Detroit Retirees

Home City of Detroit Retirees

Welcome City of Detroit Retirees! DENCAP’s City Retirees Dental Plan offers low co-pays and a higher annual maximum which covers more dental costs. We care about your health, that's why DENCAP’s provider network is the largest of any Michigan DHMO.

Dencap Dental Insurance
  • Preventive

    100% †

  • Basic

    85% †

  • Major

    80-85% †

  • Orthodontic Maximum (Lifetime)

    $1,800 Benefit up to age 19, $1,200 Benefit ages 19+, Comprehensive cases only

  • Primary Care Maximum

    $2,500.00

  • Specialty Care Maximum

    $800.00

  • Total Annual Maximum

    $3,300.00

  • 2025 Schedule of Benefits and Fixed Copays

  • Provider Directory

† PERCENTAGES are APPROXIMATE, see co-payments as listed on the Schedule of Benefits and Fixed Co-Pays.

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