Marketplace Shoppers

Welcome to the DENCAP Dental Plans family! Explore our 2026 offerings with three flexible options: Flex Essential, providing quality basic coverage; Flex Plus Enhanced, an upgrade with added benefits; and Individual Elite, our most comprehensive plan. Each is designed to deliver complete coverage at an affordable price. For new members, please note that a waiting period may apply to Class III and Specialty Care Services. If you have questions or need assistance, our team is always here to help. Three plans. One commitment: complete care you can trust.

Make a Payment via the Online Portal

Pay Now

Monthly Payment (Single Coverage)

$18.93
Office Visit

$20
Class I - Preventive

100% †
Class II - Basic

70% †
Class III - Major

60% †*
Class IV - Orthodontic

35% †
Annual Maximum per Covered Person:
Primary Care Maximum

$1200
Specialty Care Maximum

$0
Provider Locator

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2025 Plan Overview

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Monthly Payment (Single Coverage)

$18.93
Office Visit

$20
Class I - Preventive

100% †
Class II - Basic

70% †
Class III - Major

60% †*
Class IV - Orthodontic

35% †
Annual Maximum per Covered Person:
Primary Care Maximum

$1200
Specialty Care Maximum

$0
Provider Locator

View
2026 Plan Overview

View

Monthly Payment (Single Coverage)

$26.42
Office Visit

$20
Class I - Preventive

100%†
Class II - Basic

70%†
Class III - Major

60%†*
Class IV - Orthodontic

35%†
Specialty Care

50%
Annual Maximum per Covered Person:
Primary Care Maximum

$1500
Specialty Care Maximum

$300**
Provider Locator

View
2025 Plan Overview

View

Monthly Payment (Single Coverage)

$26.42
Office Visit

$20
Class I - Preventive

100%†
Class II - Basic

70%†
Class III - Major

60%†*
Class IV - Orthodontic

35%†
Specialty Care

50%
Annual Maximum per Covered Person:
Primary Care Maximum

$1500
Specialty Care Maximum

$300**
Provider Locator

View
2026 Plan Overview

View

Monthly Payment (Single Coverage)

$31.00
Office Visit

$20.00
Class I – Preventive

100%†
Class II – Basic

75%†
Class III – Major

70%†
Class IV – Orthodontic

35%†
Specialty Care

50%
Annual Maximum per Covered Person:
Primary Care Maximum

$2000
Specialty Care Maximum

$500*
Provider Locator

View
2025 Plan Overview

View

Monthly Payment (Single Coverage)

$31.00
Office Visit

$20.00
Class I – Preventive

100%†
Class II – Basic

75%†
Class III – Major

70%†
Class IV – Orthodontic

35%†
Specialty Care

50%
Annual Maximum per Covered Person:
Primary Care Maximum

$2000
Specialty Care Maximum

$500*
Provider Locator

View
2026 Plan Overview

View

† PERCENTAGES are APPROXIMATE, see co-payments as listed on the Schedule of Benefits and Fixed Co-Pays.
* Available after a 6 month waiting period
**Available after a 12 month waiting period

Additional Resources:

Quick Information

Open Enrollment

Open enrollment begins November 1, 2025 and ends January 15, 2026.

For effective coverage in January 2026, members must enroll no later than December 15, 2025 at 5am EST.
Enrollments after December 15, 2025, but before January 15, 2026, will have coverage that takes effect in February 2026.

Flex Essential and Flex Plus Enhanced Members

The Flex Essential and Flex Plus Enhanced members will have a six-month waiting period for Class III services, such as crowns, bridges, and dentures. Additionally, Flex Plus Enhanced members will have a twelve-month waiting period before specialty coverage begins. If you were enrolled in a DENCAP plan in 2025, your waiting period began on your effective date. Please contact DENCAP if you have any questions.

Payments

When you enroll in the marketplace, you can make your binder payment immediately or, wait until you receive your first invoice.

Payments mailed to the PO Box must include your invoice payment stub. Please use the following address to submit your payment and stub:

DENCAP Dental Plans, Inc
PO Box 411916
Boston, MA 02241-1916

Make a payment over the phone
Interactive Voice Response (IVR)
866-228-5116

Provider Locator

Don’t forget to choose a provider! Use the provider locator to find a dentist, then simply call or e-mail us to let us know which office you have selected.

Questions?

Additional downloadable resources are at the bottom of this page. Your Plan Benefits are available by clicking the drop down for your selected plan.

Still have questions? Contact us!

info@dencap.com
Phone: 313-972-1400