Need Help?

We are available during the following business hours to help. Monday-Thursday 9:00 AM- 5:00 PM (EST) Friday 9:00 AM-3:30 PM (EST)

City of Detroit Retirees

Home City of Detroit Retirees

Welcome City of Detroit Retirees! DENCAP’s City Retirees Dental Plan is designed with you in mind with low co-pays to keep costs down, high annual maximums to cover more care, and access to Michigan’s large DHMO provider network.

Dencap Dental Insurance
  • Preventive

    100% †

  • Basic

    85% †

  • Major

    80-85% †

  • Orthodontic Maximum (Lifetime)

    $1,800 Benefit up to age 19, $1,200 Benefit ages 19+, Comprehensive cases only

  • Primary Care Maximum

    $2,500

  • Specialty Care Maximum

    $800

  • Total Annual Maximum

    $3,300

  • 2026 Schedule of Benefits and Fixed Copays

  • Provider Directory

† PERCENTAGES are APPROXIMATE, see co-payments as listed on the Schedule of Benefits and Fixed Co-Pays.

We’re sorry, but the tools you are trying to access will not function properly with the current version of your browser. Please use one of the following modern browsers to improve your experience. Google Chrome, Mozilla Firefox, Microsoft Edge.v